Financial literacy: when "every little coffee counts" ☕️

On 18 March 2026, our employees had the opportunity to take part in a personal finance workshop run by @doutorfinancas.pt, dedicated to reinforcing essential knowledge for better management of personal and household budgets.

With the motto that "every little coffee counts", the session took a practical, accessible approach to everyday topics, showing how small habits can make a difference in building greater financial stability.

Budgeting, saving and investing: small steps, big results

The "General Knowledge of Personal Finance" workshop aimed to promote financial literacy and provide useful tools to support more conscious, informed decisions.

Aimed at anyone looking to improve the management of their personal finances, the session sought to encourage financial self-awareness and the adoption of good practices in organising household budgets.

Key topics covered included:

• Understanding the state of financial literacy in Portugal and around the world

• Self-assessment of personal financial situation

• Tools for controlling and managing money

• The concept of debt-to-income ratio and its application

• Factors influencing mortgage credit

• Good insurance management practices

• Analysis of the central credit register

• Practical steps to promote financial literacy in everyday life

A practical outlook on financial wellbeing

The workshop was run by Doutor Finanças, a Portuguese fintech specialising in financial wellbeing, which acts as a credit and insurance intermediary. Its mission is to help individuals find solutions best suited to their needs, contributing to better financial health, at no direct cost to the consumer.

More than just training, this initiative was a moment of learning and awareness about the importance of conscious financial management, reinforcing skills that carry over into both personal and professional life.

Investing in knowledge is also investing in the future. And when it comes to finances, every small decision really does count.